Foreign Currency Accounts
Foreign Currency Loans
Making International Payments
Receiving International Payments
Foreign Exchange
Foreign Currency Loans

Foreign Currency Loans provide the combined advantage of possible lower interest rates and the elimination of exchange rate risk where income available for repayment is in the same currency as the currency borrowed. Loans are available in any major currency.

Loans may be at fixed or variable interest rates and are subject to normal lending criteria.

Some other benefits of Foreign Currency Loans:

  • Particularly useful for businesses with a regular income in the currency of the loan or where there is an expected foreign currency receipt equal to the amount of the loan
  • Repayments may be tailored to meet the foreign currency earnings flow
  • Interest rate will vary according to the currency borrowed
  • Customers should have a regular income stream in the currency being borrowed to ensure that they are not adversely affected by exchange rate fluctuations